Changes at midnight, your time
One short lesson from the app each day, with its source and a question to check it went in. Want another? Hit random.
Skip your $5 daily coffee, invest the difference, retire rich, or so the story goes. The reality: small savings matter less than big wins. Negotiating your salary up by $5,000 beats skipping lattes for years. Focus on increasing income and controlling the three big expenses: housing, transport, food.
Source Bach, D. (1999). The Automatic Millionaire. (and its critics)
Quick quiz
What does the 'Latte Factor' critique actually tell us about building wealth?
Each one is a lesson from the Scroll app, shown as it appears there, with the book, paper or record it's based on printed underneath.
Yes. The fact changes at midnight in your time zone, and everyone on the same date sees the same one. The pool has 120 lessons from eight topics, so a fact comes round again about every four months.
The Scroll app has a daily feed of lessons like this one, with five free each day and a reminder at the time you choose.
Install Scroll free on iPhone or Android. 5 lessons a day cost nothing, and each takes about a minute.
On a computer?Point your phone's camera here to open the right store.
